---
title: Payment Methods and Checkout
description: ShopEarl accepts major credit cards, Affirm, Link, Apple Pay, and Google Pay. Learn how payments are processed and what to expect at checkout.
---

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# Payment Methods and Checkout

## What payment methods ShopEarl accepts and how payments work on the marketplace.

ShopEarl accepts several payment methods so you can check out the way that works best for you. All payments are processed securely through our checkout system.

**Accepted payment methods:**

- **Credit cards:** Visa, Mastercard, American Express, Discover
- **Affirm:** Buy now, pay later — split your purchase into monthly payments (subject to approval)
- **Link:** Fast checkout using your saved payment information
- **Apple Pay:** Available on supported Apple devices and browsers
- **Google Pay:** Available on supported Android devices and browsers

**How payments work on ShopEarl:**

ShopEarl is a marketplace — you are purchasing from individual sellers, but your payment is processed through ShopEarl's secure checkout. You pay ShopEarl directly, and ShopEarl handles the transaction with the seller. This means:

- Your payment information is never shared with the seller
- Refunds for cancellations and returns are processed by the seller through ShopEarl
- If there is an issue with your order, ShopEarl support can assist with payment-related questions

**At checkout:**

- Review your order total, including any shipping fees (for LTL freight orders, additional fees may apply)
- Select your preferred payment method
- Enter your payment details or use a saved payment method
- Confirm and place your order

**Having trouble at checkout?**

If you are having trouble completing your order, contact our sales team for help:

- **Phone:** (312) 971-2616
- **Hours:** Monday-Friday, 8am-5pm CT

- [FAQs](https://kb.shopearl.com/en/help/faqs?hsLang=en)
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- [Returns & Cancellations](https://kb.shopearl.com/en/help/returns-cancellations?hsLang=en#main-content)

    - [Standard Returns](https://kb.shopearl.com/en/help/returns-cancellations?hsLang=en#standard-returns)
    - [Cancellations](https://kb.shopearl.com/en/help/returns-cancellations?hsLang=en#cancellations)
    - [Core Returns](https://kb.shopearl.com/en/help/returns-cancellations?hsLang=en#core-returns)
- [Placing Orders](https://kb.shopearl.com/en/help/placing-orders?hsLang=en)
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